Hamilton Square Capital’s most popular loan program provides financing for the purchase and rehab of non-owner occupied 1-4 family residential and 5+ unit multi-family investment properties.
Our Fix & Flip program provides quick funding for experienced as well as first time investors, for purchase & construction projects.
Fix & Flip Loan Terms*
| Interest Rate | Origination Fee | Loan Term | Extensions Available | Pre-Payment Penalty | Max Loan To Purchase | Max Loan to Rehab | Max Loan To ARV | Minimum Credit Score | Experience |
|---|---|---|---|---|---|---|---|---|---|
| 10 - 12% | 1 - 3% | 12 Months | Yes | No | Up to 85% of Purchase Price | Up to 100% | Up to 70% | 640 | Prior RE investing experience favored |
Loan Criteria
| Project Type | Property Type | Lending Areas | Loan Size | Lien Position | Borrower Entity Type | Recourse |
|---|---|---|---|---|---|---|
| Purchase & Rehab | Non-owner occupied investment properties: 1-4 family residential, 5+ unit multi-family, condos, and townhouses | NY, NJ, CT, PA, FL, TX | $150k - $2.5M | First | LLC, Corporation, Partnership, Trust | Personal guarantee |
Our Commitment
Speed
We can give you a preliminary decision right away and can close loans in as quickly as 10 business days.
FLEXIBILITY
We have multiple loan programs to meet your borrowing needs or we can customize loan terms for deals that make sense for you.
TRANSPARENCY
HSC has a clear and straightforward loan process so you know where your loan stands at all times.
DEPENDABILITY
We are committed to providing you reliable financing so you can count on us to be there when you need us.